Prepare for your financial future
With the Peninsula’s Premier Retirement Professionals
Specialists in Centrelink and Aged Care – never deal with Centrelink or Aged Care Services alone – let SLC Retirement Services guide and assist you.
Our Services
At SLC Retirement Services we help you make informed decisions about your finances.
With this information, you will be better able to:
- increase your confidence with financial matters like investment and superannuation;
- understand your own financial affairs and options;
- save and plan for your future through investing;
- plan for your retirement;
- maximise your income through Centrelink;
- understand what happens when you move into aged care.
We can explain:
- the risk of certain financial products;
- the benefit of reducing debt;
- how you can increase your overall retirement income.
We can help you:
- make informed financial decisions;
- understand the results of your decisions in the short and long term;
- prepare for retirement, even while you’re still working;
- take control of your finances to increase lifestyle choices.
Confidential information:
- Any personal information given to us is confidential.
Experience Counts
As the founder of SLC Retirement Services, Bill has over 25 years experience in the retirement services industry.
Bill prides himself on understanding his clients financial situation and putting their needs first.
He provides clear, easy to understand strategic advice and gains the greatest pleasure in seeing his clients financial situation improve.
Bill has direct involvement in his clients financial welfare and development. He is committed to helping them set and achieve their retirement needs.
Latest News
Retirement Planning
A lot of news you hear about retirement these days is negative:
Centrelink won’t provide much;
you may have to work longer;
with longer life spans you may not know if your money will last;
what happens if we need to consider aged care?
It’s enough to make you throw your hands up and decide to just worry about it later. But that kind of approach will only make things harder. Having a retirement free from money woes isn’t necessarily about being a millionaire, but rather using the assets you do have wisely and proactively. By identifying what you can control and focusing on that, you can put yourself in a better position to have a retirement that allows you to achieve your goals.
What is retirement planning? Retirement planning means preparing today for your future life so that you are able to meet all your goals and dreams. This includes setting your retirement goals, estimating the amount of money you will need, and investing to grow your retirement savings.
At SLC Retirement Services, we give all our customers the tools and support to create their own effective retirement planning solutions. We help you build the right financial strategies that will suit you for life. As your circumstances change, we work with you to ensure you continue to financially thrive into the future.
Superannuation and Retirement Income Streams
Most of us know what superannuation is and what it can do for us, however this is just the tip of the iceberg. There are plenty more little-known benefits that you have access to if your super is with the right superannuation fund. We’ll make sure it’s working for you as best as it can, both in your working life and in retirement.
Utilising super correctly can potentially allow you to pay less tax, provide tax free income when you retire, allow you to invest in a wide variety of assets that you may not be able to access as an individual investor and ensure your super goes to the right person when you die.
Retirement income streams are tax-effective and represent the income phase of superannuation. They provide flexible income payments, the choice of investment options and a regular income that can be varied from year to year.
Even when you’re still working, but approaching retirement, you can start accessing your super. You can do this by setting up an income stream which draws on your super.
Aged Care
Can you afford the cost of care?
Is it really necessary to sell your home?
How can you ensure your pension entitlements are optimised?
To achieve the best outcome from aged care planning, you need to make a series of informed choices. This can be daunting when you also need to negotiate with an aged care facility, work out the costs and how to fund them and deal with government departments.
At SLC Retirement Services we can help you structure your finances to help meet accommodation payments, improve your cashflow arrangements and optimise your government benefits.
Centrelink and Income Support
Ensuring you are able to maximise any government income or concessional support through Centrelink is a vital and important part of any successful retirement plan. However, we know that trying to deal with Centrelink can be immensely time consuming and frustrating. This reality leads many people to dismiss Centrelink payments as being more trouble than they’re worth.
If you are unsure about your rights and entitlements or disagree with a Centrelink decision, we can help. We have a range of information and services to help you manage your payment and get extra support. We can also provide other resources that can help you understand and exercise your social security related rights and responsibilities.
SLC Retirement Services has over twenty-five years’ experience in dealing with complex Centrelink and Social Security issues. We have helped many of our clients, and their families, develop financial strategies to ensure you are best placed to manage and optimise any income support and concessional entitlements.
As part of our service, we deal directly with Centrelink to take the stress and worry away from you!